OneMain Financial Group, LLC vs. Hector Monjaras

license pursuant to Financial Code Section et. seq. is pending issuance with the Nationwide Multistate Licensing and Registry and/or the California Department of Financial Protection and Innovation.

3. Plaintiff is informed and believes that Defendant resided within this jurisdiction and venue at the time of the commencement of the within action or, alternatively, entered into the promissory note agreement which is the subject of this action in this jurisdiction and venue.

4. The true names of Defendants sued herein as Does 1 to 10 are currently unknown to Plaintiff and therefore Plaintiff sues such Defendants by such fictitious names. Plaintiff will seek leave to amend its Complaint at such time as the true names and identities of such Doe Defendants and their capacities are ascertained.

5. Prior to commencement of this action, the Defendant was informed in writing that if an action were commenced Plaintiff may be entitled to recover its court costs and/or its attorney's fees where allowed by law in addition to the balance on the note otherwise owed.

6. At all times herein relevant, ONEMAIN FINANCIAL GROUP, LLC was and is the duly authorized and appointed servicing agent for Plaintiff.

FIRST CAUSE OF ACTION (Breach of Promissory Note)

7. Plaintiff incorporates by reference each of its allegations contained in paragraphs 1 through 6 of its Preliminary Allegations as though fully set forth herein.

8. On or about 8/16/23, Plaintiff and Defendant entered into a written loan agreement evidenced by a Promissory Note whereby Defendant agreed to repay Plaintiff for money lent to Defendant in accordance with the terms and conditions of the Promissory Note. A true and accurate copy of the Promissory Note is attached hereto as Exhibit 1.

9. Plaintiff has performed all conditions, covenants and conditions precedent on its part to be performed in accordance with the terms and conditions of the Promissory Note.

10. Defendant last made payment on the Promissory Note on April 5, 2024 . Defendant is in default under the terms of the Promissory Note because further payments due and owing thereafter have not been made.

11. As a direct and proximate result of the default of Defendant as aforesaid, there is now due, owing and unpaid from Defendant to Plaintiff the sum of $7,843.51.

WHEREFORE, Plaintiff prays for judgment as set forth below.

SECOND CAUSE OF ACTION (Open Book Account)